SERVING THE DIABLO VALLEY, TRI VALLEY & BAY AREA COMMUNITIES
Insurance Process
Typical Steps for working with insurance companies.
- At the initial consultation appointment, we walk the damaged area and begin to take measurements and pictures. We ask for any information you might have like pre loss pictures, and we also request to have a copy of the mitigation companies' findings. We will also ask to see the insurance adjuster's findings as well in order to make sure we gather all the important scope of work details to provide an accurate estimate. We use the same estimating program the insurance companies use which is called Xactimate. By doing that we ensure the insurance company and Finish Tech Construction are speaking the same language and using the same pricing.
- We then submit that estimate on your behalf to the insurance company. It is normal for the insurance company to have questions on what we provide, and we then work with your insurance company to ensure all questions are answered and we provide anything needed to support our estimate.
- We then sign a contract to perform the scope of work approved by your insurance company and begin the process of getting you back to pre-loss condition. We provide a game plan on how each step will take place and work with you to make sure you are as comfortable as possible through the reconstruction process. In the case that a permit is required for your reconstruction project, we handle everything and deal directly with your city building department. Once the permit has been issued, we are ready to begin the reconstruction project and schedule a start date.
- During the reconstruction process sometimes, we come across some unexpected work surprises, and, in that situation, we inform your insurance company and get otherization from them and make sure any additional work is approved. This includes building code upgrades that the city requires.